Budget

I need to be a bit more disciplined in my budget. I'm so lucky! I can generally just go get what we need or want. If we go out to eat once or twice a week no big deal. Trust me it has not always been that plush. But I've been stupid and undisciplined. I should have saved more and not spent so much on food, vacations, and recreation. But now we can do better. We have baby hospital bills coming up, a rent increase, and large drop in our stocks. It's time to tighten our belts, save, and earn a bit more. Of course, I can't literally tighten my belt until the baby's born. But figuratively I sure can! I'm grateful Heavenly Father has blessed us with so many resources and the know-how on budgeting. I'm excited to hunker down! It's a challenge and adventure!